Insurance and Billing

At the time of your visit, patients need to provide our office with the correct insurance information, including your insurance card to be copied. We ask that all co-insurance and deductibles be paid at the time the service is performed. We will perform courtesy billing for you, provided you have given us all pertinent billing information.

Your insurance coverage is an agreement between you and your insurance company. Financial responsibility rests with the patient for deductibles, co-insurance and non-covered services. We accept Visa, Mastercard and Discover, and we offer the option to pay bills online. With our online bill pay option, you can securely make a payment for your service online with no hassles.

We also accept Care Credit. Care Credit is a convenient, monthly payment program for yourself and your family specifically designed to pay for healthcare expenses not covered by insurance including co-payments, deductibles and elective treatment and care. Read more about Care Credit payment plans.

You may receive a separate bill for pathology, labs and x-rays. When procedures are performed, a biopsy specimen may be sent to a lab to be analyzed. The fee for this is a separate charge from your office services. Your payment for this lab service should be sent directly to the lab.

Please don’t hesitate us to call us with any insurance or billing questions: (760) 735-6290. Our staff is eager to address any questions or concerns you may have.

Our contracted insurance plans include:

• Aetna
• Beechstreet
• Blue Cross Blue Shield
• Care First
• CNN/First Health
• Center for Healthcare
• CIGNA
• Community Health Group
• Great West Healthcare
• Health Management Network (HMN)
• HealthNet
• Humana
• Medi-Cal
• Medicare
• Molina
• MultiPlan
• Pacific Foundation for Medical Care
• Pacificare/United
• Palomar Pomerado Health
• Park Terrace Medical Associates, Inc. (PTMA)
• PHCS
• Scripps Penn Elm
• Sharp
• Three Rivers Health Plan
• TriCare
• TriWest
• Universal Care

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.